I'm so sick of stressing about money and not getting anywhere. Both hubby and I work, we don't drink, gamble, smoke, eat out etc I shop by specials and at aldi, only every buy clothing on sale or second hand but still we can't get anywhere. Every time we think yes we are getting somewhere something major happens that costs us a fortune. How do other families do it? Is there anything else we can do to save money.....
2 Replies
write down everyday when you buy something even if its only $1 and what you bought.. Start it on payday then go to the next payday... Then sit down and go through it separate the essential items eg bills from non essential items. You will soon see where you can save.. I would open a christmas saver account and put $10 per pay into the account as you cant access the account until 1st Dec you would have some savings..
Most people struggle with money & kids at times. Be thankful you have money to cover the major happenings. Over time your income will go up as you advance in your jobs/careers. Right now, see if you can get an extra PT job or casual work.