I know that a lot of people have money worries but is anyone actually scared of the future and how they are going to manage? I'm scared because we are only living from pay to pay, we never have any money left over to put away for savings. We are only on one wage and I am a stay at home mum. My husband works full
Time but only brings home around $800 a week and is pretty much as 'high up' in his job as he can get but he loves his job, we are lucky in the fact that we have a mortgage not renting, we both own our cars out right, we have no credit cards or any other personal debt but it just seems like we are always struggling. None of us want me to work because we can't stand the thought of putting the kids in day care.. I don't even know what question I'm asking I just feel like the shittest wife/mum for not making sure that our future is not going to be a struggle :( we never go on holidays, I never get my hair done and very Rarely buy clothes ect. I often try & tell
Myself that it's worth it to be able to be a stay at home mum and have my husband home every afternoon but I still can't shake the feeling that I'm letting my family down by not preparing for the future.
Scared of Future
Scared of Future
Posted in:
Money
7 Replies
I'm assuming once the kids are in school you will return to work? If that's the case then your future will not be like it is now. I'm in a similar position but we make sacrifices so I can be at home with my kids. I keep reminding myself that we will live much more comfortably once I return to work.
If things are a real struggle could you pick up some weekend work? There are also so many working at home businesses you could look into also. Just some food for thought.
You have so much time ahead of you! Sit back enjoy these few years as a SAHM. Once the kids are at school you can return to work. Although personally if you wanted to ease the pressure you could look for night fill work or similar a few nights a week. So hubby can be at home with the kids. It might make you feel a bit better about yourself too so you can get a hair cut occasionally.
If your paying into your mortgage you are preparing for your future.
Oh beautiful, you are not letting your family down at all.
You are doing something so important - you are there every morning to give your kids breakfast, there to talk with them when they're sad, able to put a bandaid on when they full over, read stories, play, investigate, explore and most of all LOVE your kids. You are doing an amazing thing, you're raising your children to be the best they possibly can be - giving them the skills, the emotional strength, curiosity, and family values etc that they will need for life - this is an investment in their future!
You are a great mum! And you are doing the best for your kids right now.
I understand your fear completley, but when your kids are all at school and settled then you can find work.
Wow I don't know how you are surviving on $800 a week my partner brings home that and so do I. We struggled alot when either of us was earning any less than that. But we had more debt than just the mortgage. I think maybe you could try getting a part time job? The kids adapt really well to kindy, I've worked fulltime since my son was 5 months old it was and still is so hard on me but he copes just fine and we enjoy the time we do get together. He is with his grandmas once a week each kindy the other 3 days.
My advice would be to put your kids in day care and help provide for your family.
It's the 21st century get a job if you're so worried. Living off one income sucks