Hi IMs,
I’m looking for other mums who do not share their income with their partner (not the father of your kids) and you both work. How do you manage shopping and errands, utilities and rent, internet and pay tv etc?
Hi IMs,
I’m looking for other mums who do not share their income with their partner (not the father of your kids) and you both work. How do you manage shopping and errands, utilities and rent, internet and pay tv etc?
By using this site you agree to our terms. View the Privacy Policy.
3 Replies
We have separate incomes and pay for our own kids etc but we also have a joint account to pay shared bills like the ones you have mentioned. We just each put money into it and it gets debited or paid from there. It would be up to you how much you both put in. I also buy all the food with my money because I don't like my partner whinging that the kids eat all the food and he will keep reminding everyone that he paid for it so it's easier this way lol. Our kids are teens so they do eat a lot but I don't care, that's life so it's just easier if I buy it. He pays for his mortgage on his own which is cheaper than the food bill but it all evens out.
So the joint account pays for things 50/50 essentially?
Not quite the same situation but I think this might give you something else to consider.
My partner and I have been together over 25 years. We have 1 child. Until we got a mortgage we'd never had a joint account and to this day we don't share finances.
When our incomes were not even we each paid half the mortgage, half the rates, and half the groceries. He paid for his car costs. I paid everything else including our child's costs.
Once he finished his trade we went back to 50/50 shared expenses and responsible for our own personal things (cars, phones etc).
He now earns a bit more than I do but I'm on a good enough salary that we don't need to rework our finances. I just buy less groceries and let him get the rest.
Now. Take your kids out of the equation. When 2 adults choose to live together they are choosing to equitably run a household together.
Assuming you're paid child support, take out what is needed for school costs and put that aside. Put the rest into the 'house pot'. That is what child support is for.
Then you both add an even % of your wages to make up the total of what it costs to run your house. If that's 40% and he earns $600 p/w he pays 240, and you're on 1200 p/w you'd put in 480. If it's around the other way and he earns more, he pays more. That's what you do when you choose to be family whether they're bio kids or not. If he's not willing to run an equitable household you've got to wonder whether this guy is actually going to have your back if the time comes that you need him to.