6 years ago my long term relationship broke down and I was left on my own with my 6 month old baby, a house to sell and $20,000 debt racked up by the ex.
I was tired of fighting, constantly feeling let down and disappointed, struggling to work full time being a single mum and trying to pay the debt off that I entered a part 9 debt agreement.
Fast forward 5 and a bit years and I'm proud and pleased to say I have now paid back the $20,000 and have finished the debt agreement - I do realise what the consequences of a debt agreement are but until your stressed and struggling and feel like everything is caving in around you please don't judge, it was the right decision for me at the time.
My question is for those who have been discharged from a part 9 debt agreement how did you go about rebuilding your credit back? How long after the 5 year mark (from when you entered the agreement) did you chose to start trying to rebuild your credit etc.
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