I have maxed out my husbands credit card. Now the problem I have is, he doesn't know.. I'm scared to approach the subject, because he will lose his shit at me.. my question is, should I tell him or discreetly pay it off and pretend like nothing ever happened...
9 Replies
If it was the other way around, how'd you like to find out?. I reckon as long as you do what you'd like to be done to you then its fine. But honesty should come first, especially in a marriage. You'd be a hypocrite to point fingers if he was to hide or lie about something. Good luck :)
I would definitely tell him and learn from your mistake in the future ..
How's he going to feel if he goes to use it and it gets declined? You are better off telling him, because if it was the other way around and you weren't told how would you feel? Do not lie to him about this. He may take it from you, you may need to stop spending money that you do not have. I hope it all works out. Remember a good relationship needs good communication.
Fess up, it's part of the "learning to not do it again". I'd also be looking for some form of work to help pay towards it, weekend night fill etc
How much is maxed out. How long will it take to repay. Can you honestly repay it? On track record what is the chance you will repay it or just continue deceiving and making bad financial and relationship choices?
Its all relative. You had a one off blow out and bought a few things youve always wanted and can pay it off in two months, ok.
Youve used it on stuff over a period of time and repayments will take you a year or more and you still have access to the card and still use it. different scenarios.
Most of all, why do you need to hide it and fix it secretly? Because of the cost of the things you bought, the things you spent it on, were you using his credit card without his knowledge or is it because his reaction is disproportionate, overly aggressive or degrading and unforgiving.
Tell him, it will be much worse if he finds out on his own.
So essentially you are asking if it is ok to lie... NO!!!
Isn't the main basis of a relationship trust?? If you are comfortable lieing and essentially losing that trust go for it.
But would he not see the bill? Remember it is an offence to tamper with someone's mail. What happens if he goes to use it and can't?
Honesty is the best policy
Firstly, cut the card up.
Secondly, tell him!
I'm sure you wouldn't like him lying to you.
Credit cards are evil! I watched my own mother become bankrupt because of them. 10 years on still has a shocking record.
Do you want that for your husband?
Stop using the card, especially behind his back.
Tell him, tell him, tell him!!!! My husband has been dishonest with money since before we got married - credit cards without me knowing, running up bills and then hiding them, and the latest one is telling me that he was saving all the money he made on a small part time business he runs, and has not actually saved any money at all and has been going out at night "to the beach" instead of working - kicked him out last Saturday. Tell him. If only husband had been honest with me, things would be a lot different