my mother in law has terrible terrible money skills. She's in a lot of debt and has always been problematic with her money. She never pays rent and all my husbands childhood he was constantly moving for rental arrears and she always had a bad credit rating. She recently got a good credit rating but lost her job and hasn't paid her car repayments since July and it's now December. I think she'll get it taken off her?
She constantly borrows money off family and friends and never pays it back. She asked us the other day if she could borrow money to pay her telstra bill or she'll get w bad credit rating. However she went out and bought an computer the day before. Which she doesn't need as she has a laptop.
It frustrates me because she doesn't get it through her head that she needs to pay her bills or stick to arrangements but makes out like we are rich and selfish when we don't help her out with money. Don't get me wrong she would help us but the problem is now I just want her to learn because she has money to pay off bills but buys crap with it then asks for more money.
We started saying no because we have our own family and a lot of bills ourselves. We are not rich at all.
Am I bad for saying no??

2 Replies
No way! Don't feel bad! By giving her money you would just be enabling the pattern of her not being responsible. I would never give her money :)
Don't feel bad. Your MIL should feel bad for her behaviour. I'd stop enabling her by lending money too.