I’ve been on the disability pension for 4 or so years now and with out going into too much detail I’m on it for sever PTSD from childhood sexual abuse. Depression, anxiety and ocd. I don’t have to work and can be on it for as long as I need.
I’ve come into a relationship and started living with someone and I’m worried (please no negative backlash I’m aware of what I’m doing) but I’m worried declaring the relationship I’ll lose my pension. There is no way we could survive on his income alone. He is earning just under 100k a year. We rent. We struggle a lot financially anyway. We had a baby last year and had worked from home since Covid and I’ve moved in because I wasn’t coping with having postnatal depression and he basically is caring for me and helps me. I don’t think he could claim careers for me.
I’m just wondering if anyone has been in a situation similar and if they lost their DSP when declaring a relationship?
Disability pension and declaration of relationship
Disability pension and declaration of relationship
Posted in:
Money
10 Replies
I think there is a payment calculator online where you would be able to input the details and it would give you a rough estimate.
With your partner earning that kind of money you will most definitely loose your pension and you will get very little in the way of FTB either. Sorry, but that’s how it is. I am currently not working (medical reasons), hubby earns just under $100k, we have one child and also rent and we get zero in the way of government assistance.
https://www.servicesaustralia.gov.au/individuals/services/centrelink/dis...
This is complex as it will depend on a lot of factors, but at the very least you’d loose some of your payment. And yes you may have to adjust your expenses as a couple. Just under 100k is actually a lot of money we don’t earn any where near that but somehow we have hobbies and a social life, so I think it’s doable but there are going to need to be adjustments made. We are both on pensions so we live on half of what your partner earns.
He may be able to claim Carers allowance, but obviously not carers pension as he’d be working and earning too much for that.
54k a year. 4 kids. We rent. We don't consider ourselves poor.
Hello OP here. I appreciate what everyone is saying. Partner has ALOT of debt he is paying off which is why we/ he struggle so majorly.
Hello OP here. I appreciate what everyone is saying. Partner has ALOT of debt he is paying off which is why we/ he struggle so majorly.
So by doing what you’re doing, you are effectively getting the government to pay your partners debt......
So because he made poor financial choices you are making more poor financial choices and putting yourself in more debt and at risk of jail time? That makes no sense.
Instead of being a fraud you both need to take responsibility for your actions and your debt. Do the right thing!
Yeah so??? Look at addressing it in other ways. Heaps of information available via community based debt relief services.
This is not an answer.