We've come into a hard time, due to unforseen circumstances and we are about to have all our payments cut off and not sure when we will get them back... it should only be a period of about a month. Once our payments get sorted but its right at christrmas and I dont know what to do. I have 1 payment left and then thats it. Hubbys work is zero and has no money either.
I'm pretty sure I'm going to need to go to a community service to get food vouchers to get us through but I feel like we should have seen this coming and been able to prepare for it (though there was no way we could have) I've been blessed to have been organised for the kids christmas presents and they will have a preseent under the tree but hubby and I will not be getting anything.
I just feel so strange having to go and ask for help because we should have been okay...
How do you ask for help?
How do you ask for help?
Posted in:
Life Lessons, Money
5 Replies
Hard times happen and it is difficult and hurts our pride when we need to ask for help, reach out to your nearest community services that is what they are there for when there is genuine need - they are very caring and understanding. Also are you entitled to any Centrelink payments. Have you also had a look at what you have around the house and maybe thought about selling unnecessary or unused items online to bring in a bit of cash. Wishing you a Merry Christmas and remember you have each other and I hope your financial situation improves.
There are many organizations that can help. If you have any family or friends also reach out to them. As long as you have the essentials you can have an amazing Christmas. Christmas is not about the stuff anyway, it is about the people and the sharing. Wishing you the best.
Big hugs! I've been where you are, the salvos or the smith family both have programs to help with food at this time (when people are struggling), they have a dry store and also have vouchers for grocery items... Don't be proud, the only people that will know where the help came from is you and the counsellor you deal with... And once you get the help the anxiety will pass and you can relax and ride out the storm... Also on Facebook most cities have buy swap and sell sites, you would be amazed at what people are in need of and will buy (toys or excellent condition clothes that the kids have grown out of - excess furniture - the list is endless), that's generally what I do when we're struggling... It's dual purpose in my case, de-cluttering as well as buying bread and milk, win-win. Good luck and don't be afraid if asking for the help... Thing is if you're anything like me And donate whenever I can to these charities and if you need their assistance once at least you know you've helped hundreds over the years... Keep your head up - this will pass - squeezy hugs xx
Hunny it can happen to the best of us. Most of Australia is only two pay checks off of homelessness. Those agencies are there for a reason. Don't feel bad on doing what you need to. You need to eat. And i am sure you will learn from this experience. You will get through it.
Firstly, ring all your creditors, ie, bank for loans or credit cards, any utilities gas elec, water.. Ask them to wait for payment if possible, if you have a home loan banks are great for defferring for a month, if you're desperate, go to the salvos or vinnies, explain it to them, just remember that when you're in need you need to swallow your pride and get what you NEED but also ( I have been there and understand) when you are back on your feet, consider that you might be able to help someone else as you were helped :) I hope you can get through this rough patch and sail out the other side.. xo