Firstly hi everyone, and a big thank you to the whole IM team for making this such an amazing and safe place to share.
I have a problem, and I know I will get through it, Im pretty tough, but I really need to talk it out.
Im going through a breakup... a messy one of course... and I have been trying to get him to move out of my house. BUT I have just found out today that I'm pregnant. (Stupid, I know, but Im on the pill. I also suffer from bulimia & mostly I have it in control, but with all the stress in the past 2 months I have had the odd relapse) Anyway... The problem is that I will lose my job and there is zero chance of me finding another. I have 3 kids to feed, a mortgage and soon to be zero income. Abortion is not an option. And the relationship was NOT worth saving.
Anyway, do any of you resourceful IM's have ideas on how to get through 5 months with no income?
Much appreciated.
*edit*
I live in Queensland. No parenting payment as my youngest is 9. I currently pay child support to my ex as he is unemployed - the system sucks!
I get FTB. I am currently studying, but wont be finished that for at least a year.
Pregnant & Broke.
Pregnant & Broke.
Posted in:
Health & Wellbeing, Pregnancy, Money
9 Replies
Where do you live? Can you get Centrelink payments? Will you be receiving child support from your children's father? There are so many questions you haven't answered.
Hi, thanks for replying. I live in Queensland. No parenting payment as my youngest is 9. I currently pay child support to my ex as he is unemployed - the system sucks!
I get FTB. I am currently studying, but wont be finished that for at least a year.
If you're not working, you probably will be entitled to new start as well as FTB. That's what I get.
That takes 2 months to access doesnt it?
It can take up to 6 weeks to be processed (but it rarely does, especially as you're already in the system receiving FTB), you get back paid for that time too.
Everyone's circumstances vary so it would be worth braving the wait times and giving them a call and look into it 😊
Firstly when you loose your job, contact CSA straight away and they can adjust your payments. You can't pay if you don't have any money. In fact your ex might have to pay you now, if you have more care of the kids (it would be minimal).
They can push Centrelink payments through if need be and you'd definitely be entitled to new start payments. If you rent you'd be entitled to rent assistance.
When/if you loose your job let anyone you make regular payments to know. They appreciate honestly and will work with you.
Step one, while youre working take out a credit card for backup you might need it to get through a few months. Contact your mortgage lender and see what you can do, set yourself up for some skimpy months, cut down all bills now and start saving.
Oh and get him out! No trying. Call the police and have him escorted away. Thats a big problem solved. Then get into see a paychologist, you have more than a few small issues all going on at once. They help with this stuff.
Do you have any talents you could cash in on? Sewing? Gardening? Baking? Creating nick knacks etc?
Tap into your creative side, look for something that's in high demand that you think could provide? Even babysitting or something?
Another option is the care setting, childcare, aged care, disability, they are constantly looking for people to fill in casual places. Do you have employment services over there? Somewhere you can work for a company that will temp you out to other services?
Honestly, you need to make an adult decision...take excuses out of the mix and make responsible decision. This child has not asked to come into this world, you already have 3 kids to feed, clothe, eductate, offer sports/music, dental and medical expenses, not including yourself. To bring another child into the mix is simply stupidity. Your other children will suffer, you will suffer for emotionally you have an eating disorder and self worth/esteem issues. This equals a mother/role model who will likely spiral out of control when things go south. Which they will once you loose your job. Unfortunately I see the children who fit into this bracket and its simply SHOCKING to see the self hatred these kids feel because the parents were not in the emotional/fincial position to look after there needs. These are the cold hard facts. Put your big girl pants on. Fix the mistake you are about to dump on your existing kids. Get self help and become the mother to your existing kids they need. Clearly your not making great decisions or you would not have put your self in this position. Abortion is not bad when the child is not being born into a situation where it will be emotionally and finically nurtured.