Hi Mummas
So i need money for bond to move. I'm a STAHM with no money (after all the bills are paid im left with $14- so not enough to save $2500 in a month). I don't pass the criteria for a personal loan from the bank or a credit card so it looks as though i may need to borrow money from one of those 'fast cash' places i see adds for on T.V. like nimble etc. They all seem to be high interest return rates of 40 plus percent. Can anyone give advice on the best option? Centerlink won't help me. Wouldn't even give me the time of day over the phone after being on hold for hours and when i went into an office they told me i had to get back on the phone. ugh.
7 Replies
Ok, do you have online services with Centrelink. You can get an advance on your payments for no interest, it takes about 10 minutes to do. Just log in and really easy and fast to do. The money is usually paid in your next payment.
Otherwise in SA you can go to HousingSA and they will pay your bond for you.
Google bond loan, rentstart, NRAS try everything before considering an expensive loan.
good luck
I know in queensland you can apply for a bond loan from the government I think it is from housing.
If you are on centrelink they will arrange it to come out of your payments.
Yeah if you want housing help you need to contact the housing agency in your state. They can give you a bond lone. When you get your bond back when you move it goes back to them or onto a new bond. Centrelink doesn't help with housing.
Really so why do we pay it off if they get it at the end??
We used nimble got a $850 loan have to pay back $1050 not that dear I thought same as cashies pretty much
You can get either a NILS loan from the good Shephard foundation. http://goodshepherdmicrofinance.org.au/services/no-interest-loan-scheme-...
Or
A housing bond loan
http://www.housingpathways.nsw.gov.au/additional-information/policies/re...
Good luck IM x