Hi
My husband and I have recently been talking about buying a house.
I ordered my credit report and there are no defaults but also nothing positive.
My credit score is 738.
I'm 35 weeks pregnant with Baby number 4 so I'm not currently working but I do get Family Tax benefit part A & B and my husband works full time but his credit is pretty bad so I don't think a bank would give us a loan (even a small loan to start building credit up)
Can anyone give me some tips and advice on building my credit up while on centrelink benefits please?
Thanks x
1 Replies
Credit now is based on wether you pay your bills on or before the due date.
So check that you are paying before due dates.
In the past credit was based on being turned down for credit! But that changed last year (from memory).