I don't know what to do. I'm struggling so bad to the point of having nothing left. I used to have a great steady job, until I found out I was pregnant again, and lost my job because I could only be on light duties. This has got me stuck in a lock in contract with Foxtel. A phone bill. An in-rent bill which allows me to pay for my refrigerator. Plus a car repayment and rent and electricity all from the measly single parenting pension.
I'm at the point I'm behind in payments for everything, the phones getting cut off my Foxtel is on bad credit, what's next my car ? The fridge? The power? I can't do it anymore it's just al to much. I've thought about getting a small loan to pay off my current debts, but then where does that leave me, with this months bills plus another loan repayment!
I'm stuck I don't know what to do. I need help. I'm so lost. I can't afford another child,
I can barely feed the one I have. I have no one to lean on for support I have nothing I have really bad depression I've obviously had to stop my medication for it, my heads all messed up in a bad space. I'm so lost. What do I do!
Help me please. What do I do?
Help me please. What do I do?
Posted in:
Mental Health, Anxiety & Depression, Money
4 Replies
Get back to your GP you might not be able to take meds, or they might be able to find kind that you can take. Also ask to be referred to a counsellor. Having someone to talk to right now will be important.
Then ring the salvos and ask to speak to a financial counsellor. They can help you get your finances sorted, they can help you negotiate with those you owe, smaller repayments etc. The salvos can also help with food parcels etc.
First of all get legal advice about getting fired for being pregnant as I'm pretty sure that is not actually legal for them to do because you're pregnant.
Go to salvos and get some food vouchers.
I'm unsure as to the best way to go with payments so perhaps speaking to a professional would be your best bet.
I think most of us have financial trouble some point in our lives but you'll overcome it x
There's a few options to consider as well as what has already been mentioned. Can you get in a boarder to help with the rent and power? If you know someone willing to help you out can you transfer your Foxtel contract (not sure on this but I know I took my sisters Austar subscription when she lost her job years ago)? Can you access hardship deferrals on your car payments until a financial counsellor can get you sorted? See if there are food banks in your area, we have a few where you pay $15 for a box of groceries or another has a big hamper for $65. Pay as much as you can and see if anyone is giving away baby stuff on your local BSS FB sites, it'll be hard going but it's doable. Babies are pretty cheap at first so even after bubs is born you'll have some time up your sleeve to get back on track. Good luck.
If youre not finding a new job, its time to change everything so you can affird to live with the parenting payment.
Call them all and say youre broke ans pregnant, cry tell them you dont have money for groceries and get everythng cancelled, even if it costs a fee you can pay that later in very small amounts.
Meanwhile you can alleviate the stress in your day to day living. Parenting payment is plenty to get by and enjoy time with your babies if youre living very basically.